easy finance solutions

Check Your Eligibility for a Personal Loan

No obligation, stress-free eligibility check.

How much would you like to borrow? *

How long have you lived at your current address? *

0 - 6 Months

6 - 12 Months

1 - 2 Years

2+ Years

Do you currently have any payday or small cash loans? *

Yes

No

Do you have any other liabilities? Credit cards, personal loans, auto finance etc. *

Yes

No

Feel free to provide more information about these so our partner brokers can find you suitable solutions

Are you an Australian Citizen or Permanent Resident? *

Yes

No

Are you 18 years or older? *

Yes

No

What is your current address?

Address

Street Address *

City *

State *

Country *

Postal Code

When is the best time to contact you? *

Please provide any other details about your situation or borrowing need that may be relevant.

Please fill out the information below so you can receive your results

First Name *

Last Name *

Email *

Please verify your Australian mobile number.

By submitting this form, I acknowledge that I have read and understood the Terms and Conditions and Privacy Policy, and consent to the collection and use of my personal information in accordance with these policies.

Phone *

After verifying, please press the submit button to receive your results.

Eligibility Check is free and only takes 60 seconds.

No Impact on Credit Score.

Our Streamlined Process

Apply

Complete a short quiz on your phone, tablet, or desktop to check your eligibility for a personal loan with one of our approved lending partners. It only takes a minute!

Receive A Call

After you apply, a trusted broker will get in touch to walk you through your personal loan options. The chat is 100% free and there’s no obligation to move forward.

Compare Options

Review and compare your personalised loan options with guidance from our specialists. We’ll support you every step of the way to help you secure the right deal for your needs.

STILL NOT SURE?

Frequently Asked Questions

Am I eligible for a personal loan in Australia?

To generally be eligible for a personal loan in Australia, you’ll need to:

Be at least 18 years of age

Be an Australian citizen, permanent resident, or hold a valid visa

Have a stable source of income

Meet the lender’s credit criteria

Eligibility can vary between lenders. At the end of the quiz, we’ll let you know whether you may be eligible.

What documents do I need to apply for a personal loan?

Most lenders will ask for:

ID like a driver’s licence or passport

Proof of income, such as payslips or bank statements

Your employment details

Information about any current debts or regular expenses

In some cases, lenders may ask for extra documents depending on your situation.

How long does it take to get approved for a personal loan?

It depends on the lender. Some online lenders can provide approval within hours, while banks may take a few days. After approval, funds are usually deposited within 1–3 business days.

What interest rates and repayment options are available for personal loans?

Personal loans can come with fixed or variable interest rates and terms usually between 1 and 7 years. Repayments are commonly set up on a weekly, fortnightly, or monthly basis. Your rate will depend on your credit history and the lender’s assessment.

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